Although it is common to feel confused, frightened and stressed after an auto accident, it is important to remember what your rights are. No matter what the situation, there are several things you should keep in mind.

Do Not Discuss Auto Accident Details With Other Involved Parties

Your smartest move is to immediately call 911 or another appropriate channel to file an official report/complaint. It is tempting to be apologetic or accept blame in an accident, but by doing so you might unwillingly sabotage yourself from a legal standpoint. The only communication that is necessary is the exchange of insurance information, drivers license and vehicle numbers. Only your attorney should be privvy to the details of your auto accident.

Seek The Compensation You Are Entitled To

Depending on the type and severity of the auto accident and injuries, you might have a strong case for considerable damage compensation. You can be compensated for damage to your vehicle, damageand treatment to your person, loss of income, and emotional damages. Recovery for damages resulting from auto accidents is common, so be sure to discuss all your options with an attorney. 

Collect Compensation From All Responsible Parties

While it might not be immediately apparent, there can be multiple parties responsible for any given auto accident. These might include employers, landowners, bystanders, vehicle manufacturers, local governments and medical institutions. Talk to your attorney about potential responsible parties.

You Can Always Reject A Settlement Offers

There are many instances where the full extent of an injury will not show for months or years after an accident. By settling early, you might lose the right to compensation for damages discovered later on. Discuss your options with your attorney before settling.

Utilize Your PIP Coverage

Personal injury protection (PIP) is a form of auto insurance that covers medical expenses incurred for the driver, and any passengers involved in the accident. PIP is considered no-fault because all affected parties are insured regardless of who is actually at fault. On average, 80 percent of the following expenses are covered by PIP: dental, ambulance, funeral, rehabilitation, lost wages and home upkeep.

Although PIP is voluntary is most states, there are a few in which it is mandatory: Delaware, Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Oregon, Pennsylvania, Utah.

Individuals with a primary insurance plan can still reap the benefits of PIP’s no fault structure. PIP can also contribute on top of any existing health insurance proceedings for bodily injury. Make sure you check with both your primary insurance provider and PIP provider to utilize all the services you are paying for. The Collision Counsel can help you verify your insurance coverage.